Q: In an effort to cut back on the amount of student loans I am taking out for college, I have been told I should apply for Federal Work Study. How does someone apply for a Federal Work Study?
A: A Federal Work Study is a part-time job with an hourly wage, that can be located on or off campus. A Federal Work Study is designed to help students earn money to pay for textbooks and other expenses while attending college. Unlike student loans, the money earned from a Federal Work Study does not have to be repaid, which makes it an opportunity well worth looking into.
To apply for a Federal Work Study, you must file a FAFSA (The Free Application For Federal Student Aid located at www.fafsa.gov). On the FAFSA application, you will need to select “Yes” to the question that asks if you are interested in employment while attending college. Federal Work Study jobs are based on financial need. If you are eligible for a Federal Work Study, it will be listed on the Financial Aid Award Letter you receive after filing your FAFSA.
Examples of on-campus Federal Work Study jobs can include working at the college library, dining halls, or other offices within the college. Examples of off-campus Federal Work Study jobs could be working for local public agencies or non-profits. If you do not qualify for a Federal Work Study, you can still consider a part-time job to help pay for college expenses. Typically, there are many part-time employment opportunities on or around college campuses.