Credit Section


Take a look at our CollegeWhale Credit Section. Explore our article database to find the answers you need. As one of the first college financial aid sites on the web, we have been brining you trusted, unaffiliated, and unbiased college financial aid information since 2006!

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Paying for College with a Bad Credit Score

Having a bad credit score can make financing college feel overwhelming, but it doesn’t mean higher education is out of reach. Students and parents...

Credit
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Should College Students Have Credit Cards

Credit cards can be a useful financial tool for college students when they’re used responsibly. They help build credit, offer flexibility, and even...

Credit
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Will Student Loans Hurt My Credit

A few common student loan concerns involving credit include: Will student loans show up on my credit report? and Can student loans hurt my credit...

Credit
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Student Loans With Bad Credit: Options If You Don’t Have a Cosigner

Before taking out student loans, it’s important to exhaust all of your free money options for college. Free money—especially...

Credit
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Credit Cards for College Students: What to Know Before You Apply

When you consider a credit card as a college student, think of it as a financial tool—not free money. Used wisely, it can help you build credit and...

Credit
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How to Get Guaranteed Money For College

For college students with bad credit are there any guaranteed approval student loans to apply for? There is no such thing as a guaranteed approval...

Credit
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Ways to Get No Credit Check Student Loans

If you have bad credit and are planning to return to college, it’s understandable to worry about whether student loans will even be an option. Many...

Credit
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Can I Get Financial Aid With Bad Credit

Q: I will be returning to college in the spring semester of this year, after being in the workforce for a few years. Since being in college years...

Credit
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Credit Cards Or Private Student Loans: The Better Choice

Q: If I will not be receiving enough money in federal student loans to cover my college expenses, is it better to take out a private student loan or...

Credit
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Can A Cosigner Be Removed From A Student Loan

So you've cosigned on a student loan for someone you care about, but now you're asking yourself, Can a cosigner be removed from a student loan? Maybe...

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Do Student Loans Show Up On My Credit Report

Q: I am trying to buy a house and was just wondering, will my student loans show up on my credit report or will my student loan debt not factor into...

Credit
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Will Not Paying Back Student Loans Hurt My Credit

Q: Can not paying back student loans hurt my credit? I have not found a job yet, and my student loans have entered into the repayment period and I am...

Credit