Terms, Legal Notices And Privacy Policy

General Use Provisions; and Copyright.
All materials provided on this Website, including but not limited to all text, logos, designs, graphics, information, documents, products and services, are the copyrighted works of CollegeWhale.com. CollegeWhale.com does provided a format for other individuals to display written content, though some of this content may be previously screened by CollegeWhale.com, CollegeWhale.com is in no way responsible and waives all liability for any claims and/or content expressed, not deriving from the owners and operators of CollegeWhale.com.

Agreement Between You and CollegeWhale.com.
The following terms and conditions apply to all visitors to or users of this Website. By accessing this Website, the user acknowledges acceptance of these Terms and Conditions. In the case of any violation of these Terms and Conditions, CollegeWhale.com reserve the right to seek all remedies available by law and in equity for such violations.

Privacy Policy
The privacy of our visitors is important to us. We recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use visit CollegeWhale.com, and how we safeguard your information. We never sell your personal information to third parties:

CollegeWhale.com uses third party advertisements to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites). You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts. Third party vendors, and ad networks, including Google, use cookies to serve ads based on a user’s prior visits to our site. Google’s use of the DART cookie enables it and its partners to serve ads to our users based on their visit to this website and/or other sites on the Internet. Users may opt out of the use of the DART cookie by visiting: https://www.google.com/privacy/ads/, and may opt out of a third-party vendor’s use of cookies by visiting: https://www.networkadvertising.org/managing/opt_out.asp.

Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to your website. Google’s use of the advertising cookie enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the internet. Users may opt out of the use of the advertising cookie for interest-based advertising by visiting Ad Settings. (Alternatively, you can direct users to opt out of a third-party vendor’s use of cookies for interest-based advertising by visiting¬†aboutads.info)

Limited License.
CollegeWhale.com hereby authorizes you to view, copy, download and print the Materials available on this Website, provided that: (1)the Materials are used solely for personal, non-commercial purposes. (2) the Materials are not modified or redistributed; and (3) all copyright, trademark, service mark and other proprietary notices are reproduced as they appear in any such Materials. No Unlawful or Prohibited Use. As a condition of your use of this Website, you warrant to CollegeWhale.com that you will comply with all applicable laws, statutes, ordinances and regulations regarding your use of our service and any related activities. In addition, you warrant that you will not use this Website in any way prohibited by these terms, conditions and notices.

Links to Third-Party Web Sites.
This Web site contains links and logos to Websites and businesses operated by parties other than CollegeWhale.com. Such hyperlinks and logos are provided for reference only. CollegeWhale.com does not control such Websites and/or businesses and is not responsible for their contents or actions. CollegeWhale.com’s inclusion of hyperlinks to such Websites and/or business logos does not imply any endorsement of the material on such Websites or any association with their operators. If you decide to access any of the third party sites linked to this Website or Demeter into any transactions with businesses you have found through this website, you do so entirely at your own risk. “Featured Businesses” on CollegeWhale.com are all paid advertising, CollegeWhale.com is in no way affiliated with any of these businesses.

General Disclaimer.
Although CollegeWhale.com has attempted to provide accurate information on the Website, CollegeWhale.com assumes no responsibility for the accuracy of the information. All information provided on this Website is provided “as is” with all faults without warranty of any kind, either express or implied. CollegeWhale.com contains information concerning Federal Title IV student aid programs. While we believe this material to be accurate, the site and its contents have not been reviewed or approved by the US Department of Education. CollegeWhale.com hereby disclaims all warranties, express or implied, including, without limitation, those of merchantability, fitness for a particular purpose, title and non-infringement or arising from a course of dealing, usage or trade practice, except to the extent such disclaimers are held to be legally invalid. CollegeWhale.com is not a lender or financial advisor, all information provided on this site is intended for informational purposes, not legal or financial advise. Though we strive to provide as accurate of information as possible, CollegeWhale.com, or any person acting on CollegeWhale.com’s behalf will not be held responsible for any agreements, or contracts entered into as a result of information provided by CollegeWhale.com, nor will we be held liable for any damages you accrue.

StudentLoanShark Service.
All information provided on CollegeWhale.com, is for reference purposes ONLY. You need to consult with your lender for your specific circumstances, and you need to consult a financial professional for all financial related advice. All material provided by the StudentLoanShark or any of our CollegeWhale.com contributors is for reference purpose only, and should not be substituted for the advice of a financial professional. CollegeWhale.com or any person acting on the behalf of CollegeWhale.com will not be held responsible for any damages or losses you accrue as a result of any materials provided on this site. Due to the number of questions submitted, your question may not receive a personal reply from the StudentLoanShark. Typically questions that are already answered on CollegeWhale.com or our Blog will not receive a reply. Though we strive to provide as accurate of information as possible, CollegeWhale.com will not be held responsible for any agreements, or contracts entered into as a result of information provided by CollegeWhale.com, nor will we be held liable for any damages you accrue.

Limitation on Liability.
Neither CollegeWhale.com nor any of its directors or employees will be liable for any direct, indirect, special, punitive, consequential or incidental damages including, without limitation, lost profits or revenues, costs of replacement goods, loss or damage to data arising out of the use or inability to use this Website or any CollegeWhale.com product, or damages from the use of or reliance on the information present on this Website, even if CollegeWhale.com has been advised of the possibility of such damages.

Modification of the Web Site and Terms.
CollegeWhale.com reserves the right in its sole discretion to improve, modify or remove any information or content appearing on the Website. CollegeWhale.com may discontinue or revise any or all aspects of the Website in its sole discretion and without prior notice. CollegeWhale.com reserves the right to change the terms, conditions, and notices under which this Website is offered at any time. Modification of this contract will be deemed effective upon publication on the Website with respect to any actions, communications, or transactions occurring after said date. It is your responsibility to check terms and conditions of this Agreement at the time of each use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

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