Pursuing a graduate degree is a major investment, but it doesn’t have to come with overwhelming debt. From federally funded grants to university fellowships and full-ride scholarships, graduate students today have access to a wide range of financial aid opportunities. Whether you’re pursuing a master’s, doctoral, or professional degree, understanding your options can make the difference between taking on large loans and graduating debt-free.
This guide breaks down the most trusted and competitive sources of funding for graduate students — including federal grants, university scholarships, research fellowships, and specialized awards for women and underrepresented groups. Each section highlights well-known programs and explains how to identify, apply for, and maximize these funding opportunities.
Yes. Many graduate students qualify for grants through federal, state, and institutional programs. One of the most recognized options is the TEACH Grant, which provides funding to education students who agree to teach in high-need areas after graduation. In addition, universities frequently award institutional grants based on academic merit or financial need. Graduate students in research-intensive fields—especially STEM disciplines—can also pursue federal research grants from organizations such as the National Science Foundation (NSF) and the National Institutes of Health (NIH).
Yes, full scholarships for master’s programs are available, though they are highly competitive. Prestigious international awards like the Fulbright Program and Gates Cambridge Scholarship cover tuition, travel, and living costs for top students. Elite U.S. universities such as Harvard, Stanford, and Yale also provide full funding packages for high-achieving students in select graduate programs. Many professional and academic master’s programs now include assistantships that combine tuition remission with stipends for teaching or research work.
While the Free Application for Federal Student Aid (FAFSA) does not directly award Pell Grants to graduate students, completing the FAFSA is still essential. It determines eligibility for federal loans—including the Direct Unsubsidized Loan and Grad PLUS Loan—and is required by most schools for institutional aid consideration. Some universities use FAFSA data to allocate need-based scholarships and grants at the graduate level.
Yes. Graduate students are often eligible for individual research grants and fellowships that support original scholarly work. Leading sources include the NSF Graduate Research Fellowship Program (GRFP), the American Psychological Association (APA), and the NIH Research Training Grants. Many universities also provide internal mini-grants or travel stipends to help students fund fieldwork, conference presentations, and dissertation projects.
Full-ride scholarships are among the most prestigious forms of graduate funding. Programs such as the Knight-Hennessy Scholars Program at Stanford University, the Rhodes Scholarship at Oxford, and the Truman Scholarship for public service students provide complete coverage for tuition, fees, and living expenses. These programs are extremely competitive but can eliminate all financial barriers to advanced study.
Several prominent scholarships specifically support women pursuing advanced degrees. The American Association of University Women (AAUW) Fellowships fund graduate and doctoral research across disciplines. The PEO Scholar Award and Margaret McNamara Education Grants (MMEG) focus on women demonstrating academic excellence and leadership potential. Many universities and private foundations also offer targeted fellowships for women in STEM, law, and business programs.
Yes. The U.S. government and its affiliated agencies offer competitive graduate scholarships and fellowships in areas vital to national interests. Examples include the National Defense Science and Engineering Graduate Fellowship (NDSEG), the Boren Fellowship for language and international study, and the Fulbright U.S. Student Program for global research and teaching opportunities. These awards provide both funding and professional recognition.
“Free money” for graduate school generally comes in the form of grants, scholarships, and fellowships that do not require repayment. Students should explore opportunities such as the NSF Graduate Research Fellowship, institutional merit awards, and private foundation grants. Building a strong academic record, writing compelling research proposals, and applying early can significantly increase your chances of receiving funding.
There are numerous programs designed to promote diversity in graduate education. The Ford Foundation Fellowship, the Thurgood Marshall College Fund Graduate Scholarship, and the Hispanic Scholarship Fund (HSF) Graduate Program all provide generous support for students from underrepresented backgrounds. Additional scholarships are available through professional associations and cultural organizations that aim to expand access to advanced degrees.
Yes. Graduate school grants may come from federal programs, universities, or private organizations. Examples include the TEACH Grant for future educators, NSF research grants for science and engineering fields, and NIH Training Grants for students in health-related disciplines. Many institutions also offer need-based aid or departmental research grants that help cover tuition and living costs.
Some of the most competitive and respected scholarships for graduate students include the Rhodes Scholarship, the Knight-Hennessy Scholars Program, the AAUW Fellowships, and the Fulbright Program. These awards stand out for their comprehensive funding, leadership training, and international prestige—often opening doors to elite research and career opportunities.
Graduate students pursuing careers in education can access several specialized funding opportunities. The TEACH Grant supports those committed to teaching in high-need schools, while the NEA Foundation Learning & Leadership Grant funds professional development for educators. Additionally, the AASA Educational Administration Scholarship assists aspiring school leaders working toward advanced credentials in administration or policy.
Reviewed by CollegeWhale Editorial Team on November, 2025. Content is updated regularly to reflect current scholarship deadlines and verified data from official sources.
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Below you’ll find a comprehensive collection of Graduate Level scholarships and grants for the 2025–2026 school years, curated from our regularly updated databases. To explore all available scholarship matches, visit our Scholarship Database and Grant Database, which both offer easy-to-use filters, current deadlines, and detailed eligibility information to help you discover the best Graduate Level scholarship opportunities. You can also download or export our latest Graduate Level Scholarship & Grant listings below.
Name: Ann Kleist Scholarship (Community Service) Award Amount: $1,500 per session (totaling $4,500 for three sessions) Information and...
Deadline: RollingName: Deloitte Foundation Accounting Scholars Program Award Amount: Full tuition coverage for the academic year (excluding books and living...
Deadline: RollingName: EFWA Postgraduate Scholarship Award Amount: Up to $2,500 (one-time award) Information and Eligibility: The EFWA Postgraduate Scholarship is...
Deadline: MarchName: IMA Graduate Scholarship Award Amount: Up to $1,500 (one-time award) Information and Eligibility: The IMA Graduate Scholarship is designed...
Deadline: MarchName: Laurels Fund Scholarship Award Amount: Up to $3,000 (one-time award) Information and Eligibility: The Laurels Fund Scholarship supports...
Deadline: MarchName: Roy Scrivner Memorial Research Grant Award Amount: $10,000 Information and Eligibility: The Roy Scrivner Memorial Research Grant was...
Deadline: RollingName: LAGRANT Foundation Graduate Scholarships Award Amount: $3,750. Overview: The LAGRANT Foundation Graduate Scholarships aim to increase the...
Deadline: FebruaryName: APF Trauma Psychology Grant Award Amount: One grant of $3,000. Overview: The APF Trauma Psychology Grant provides funding for graduate...
Deadline: RollingName: APF Violet and Cyril Franks Scholarship Award Amount: One scholarship of $1,000. Overview: The APF Violet and Cyril Franks Scholarship...
Deadline: RollingName: APF Queen-Nellie Evans Scholarship Award Amount: One scholarship of $4,000. Overview: The APF Queen-Nellie Evans Scholarship supports...
Deadline: JanuaryName: Beth N. Rom-Rymer Scholarships Award Amount: 9 scholarships of $5,000 each. Overview: The Beth N. Rom-Rymer Scholarships provide financial...
Deadline: FebruaryName: Dr. Nicholas Vacc Scholarship Award Amount: Award amount varies depending on available funding and the number of selected...
Deadline: RollingQuickly navigate to some of our most popular scholarships, such as state-specific scholarships, major-specific scholarships, and other popular categories. Please search our Scholarship Database to get matched with many more scholarships specific to your personal criteria.